Employees assume that the workplace is a safe environment. It is the responsibility of the employer to provide their workers with a safe and conducive working environment. When an employee gets injured at work, they have grounds for filing a workplace injury claim. The law provides employees with the right to file a claim for any injuries they will incur. Both employer and employee have the responsibility to ensure that the filing is facilitated smoothly. In this article, we shall take a look at the workplace injury claim process.
In the first place, it is the job of the employer to ensure the safety of employees by providing them with a safe place to work. In case of workplace injury, the employer must ensure that they complete a First Report of Injury and submit it to their workers’ compensation provider. In addition, they must ensure that they do not violate any laws or rights of the injured employee. They should let them get medical attention for serious injuries or leave work to consult their personal doctor.
The employer also has the responsibility to cooperate with their carrier during the investigation of the accident. This includes providing them with a copy of the employee’s personnel file, letting them talk to the supervisor or some co-workers to confirm the accident. Whatever the employer can do to facilitate the process, they should do so.
On the other hand, it is the job of the employee to ensure that they act responsibly while in the workplace. Reporting for work while intoxicated, committing a crime, or willingly violating a policy or code may disqualify the employee from whatever compensation they can claim.
A workplace injury should be reported right away or at the soonest time possible to your employer or immediate supervisor. Make sure that your employer files a report for your injury. Ensure the accuracy of such report and provide yourself with a copy for your own records. Not reporting right away may result to difficulty in getting benefits.
Cooperate with any requests that your insurance company will require from you. If they ask that you consult a physician for examination, go and have yourself checked. This will erase any doubts for your refusal not to be examined by a doctor.
Lastly, the employee should act responsibly after an injury. Insurance companies will be keeping their eyes on you if you have sustained an injury already. They will know if you have faked an injury or exaggerated it.